I. ACCEPTANCE AND AGREEMENT TO TERMS OF USE
By accessing or using a SwiftSku website or application owned or maintained by SwiftSku, Inc. or its affiliates or subsidiaries (“SwiftSku”) and all associated pages and services, applications, and software therein (collectively, “SwiftSku Website”), you (the “User” or “you”) confirm that you have read, understand, and agree to be bound by these terms of use (“Terms”) on behalf of yourself or the entity that you represent) and you represent and warrant that you have the right, authority, and capacity to enter into these Terms (on behalf of yourself or the entity that you represent) regardlessof whether you do, have or will subscribe to the SwiftSku IQ services or other services offered by SwiftSku (the “Services”). Please read these Terms carefully and print or save a copy for your records.
These Terms set forth the legally binding terms and conditions that govern your use of the SwiftSku Website. In addition to these Terms, you may enter into other agreements with us or others with additional or other terms. If there is any contradiction between these Terms and another agreement you enter into applicable to specific aspects of the Services or other services offered or made available by SwiftSku, such other agreement shall take precedence in relation to the specific aspects of the Services to which such other agreement applies. You may not access or use the SwiftSku Website or accept the Terms if you are not at least 19 years old. If you do not agree with all of the provisions of these Terms, do not access and/or use the SwiftSku Website. Please note that these terms require arbitration OF INDIVIDUAL DISPUTES, DO NOT PERMIT JURY TRIALS OR CLASS ACTIONS, AND LIMIT REMEDIES OTHERWISE AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.
II. CHANGES TO THESE TERMS OF USE
By accessing the SwiftSku Website, you acknowledge that we have the right to revise and amend these Terms of Use without prior notice. We may notify you of any changes to these Terms of Use; however, please be sure to refer back to the Terms of Use regularly. Any changes to these Terms will be effective after thirty (30) calendar days following our posting of notice of the changes on the SwiftSku Website. These changes will be effective immediately for new users of the SwiftSkuWebsite. Continued use of the SwiftSku Website following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.
III.SWIFTSKU WEBSITE USE RESTRICTIONS.
You shall not license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the SwiftSku Website, whether in whole or in part, or any content displayed on the SwiftSku Website; you shall not modify, make derivative works of, disassemble, reverse compile or reverse engineer any part of the SwiftSku Website; you shall not access the SwiftSku Website in order to build a similar or competitive website, product, or service; you may not use any automated means toaccess the SwiftSku Website or collect any information from the SwiftSku Website (including, without limitation, robots, spiders, scripts, or other automatic devices or programs); frame the SwiftSku Website in any manner, utilize framing techniques to enclose any content or other proprietary information, place pop-up windows over any SwiftSku Website pages, or otherwise affect the display of any pages on the SwiftSku Website; engage in the practices of “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining content or other information;use the SwiftSku Website in any manner that violates applicable law or that could alter, damage, disable, overburden, or impair the SwiftSku Website or interfere with any other party’s use and enjoyment of the SwiftSku Website; or access, use, or monitor our SwiftSku Website for benchmarking or any direct competitive purposes. and except as expressly permitted, no part of the SwiftSku Website may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means. All copyright and other proprietary notices on the SwiftSku Website (or on any content displayed on the SwiftSku Website) must be retained on all copies thereof.
IV. USER REPRESENTATIONS.
By accessing the SwiftSku Website, you acknowledge that we have the right to revise and amend these Terms of Use without prior notice. We may notify you of any changes to these Terms of Use; however, please be sure to refer back to the Terms of Use regularly. Any changes to these Terms will be effective after thirty (30) calendar days following our posting of notice of the changes on the SwiftSku Website. These changes will be effective immediately for new users of the SwiftSkuWebsite. Continued use of the SwiftSku Website following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.
V. OWNERSHIP; INFORMATION POSTED THROUGH THESWIFTSKU WEBSITE; LICENSE.
All the intellectual property rights, including copyrights, patents, trademarks, trade dress, domain names and trade secrets, in the SwiftSku Website and its content are owned by SwiftSku or Third Parties and may not be used, including as part of trademarks or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion and may not be copied, imitated, or used, in whole or in part, without the prior written permission of the owners. All content made available on or through the SwiftSku Website, whether uploaded, published, or displayed by us, except as provided in regarding Third Party Links, is the property of SwiftSku and may not be modified, copied, distributed, framed, reproduced, republished, downloaded, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without the owner’s prior written permission. To the best of our knowledge, we use only content that we own or havepermission to use. Nothing in these Terms or in your access to the SwiftSku Website transfers or shall be construed as transferring any license, rights, title or interest in or to intellectual property rights, whether by estoppel, implication, or otherwise beyond the limited access rights expressly provided herein. SwiftSku and Third Parties reserve all rights not granted in these Terms. There are no implied licenses granted under these Terms.
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information (“Submissions”), provided by you to us through the SwiftSku Website are nonconfidential and shall become the sole property of SwiftSku. SwiftSku shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment orcompensation to you. You are solely responsible for the information that you post on or through the SwiftSku Website and your conduct regarding the SwiftSku Website. By posting information to or through the SwiftSku Website, you agree to (a) provide accurate, current, and complete information; (b) maintain the security of your password and identification, to the extent you are provided a password and identification; (c) promptly notify us of any changes to information or circumstances
that could affect your eligibility to continue using the SwiftSku Website; and (d) be fully responsible for all use of your account and for any actions that take place using your Account.
License. Subject to these Terms, SwiftSku grants you a non-transferable, non-exclusive, revocable, limited license to use and access the SwiftSku Website.
VI.ELECTRONIC COMMUNICATIONS
The communications between you and SwiftSku use electronic means, whether through the SwiftSku Website, email, text or via other applications. You consent to receive communications from SwiftSku in an electronic form agree that all terms and conditions, agreements, notices, disclosures, and other communications that SwiftSku provides to you or consents or authorizations you provide to SwiftSku electronically shall satisfy any legal requirement that such communications would satisfy if in a hardcopy writing.
VII. SWIFTSKU IQ MODULE.
SwiftSku offers certain services in connection with the SwiftSku IQ Module (the “Services”). Please review the full terms and conditions applicable to the Services available at swiftsku.com/IQterms
VIII.THIRD PARTY LINKS; TRANSLATIONS; OTHER USERS; RELEASE.
- Third-Party Links. The SwiftSku Website may contain links to third-party websites,services, information, and/or display advertisements for third parties (collectively, “ThirdParty Links”). Where the SwiftSku Website contains links to Third-Party Links, these links are provided for your information and convenience only. We have no control over the contents of those sites or resources. SwiftSku does not review, approve, endorse, or make any promises with respect to Third-Party Links. You use all Third-Party Links at your own risk, and should apply a suitable level of caution and discretion in doing so. When you click on any of the Third-Party Links, the applicable third party’s terms and policies apply, not these Terms.
- Translation. In the event of an error, ambiguity or discrepancy, this Agreement andthe Documentations as originally provided in the English language shall be determinative and binding. Any translations rendered by SwiftSku of the Agreement, Documentations, or Customer Reports are provided solely as an accommodation to Customer, and SwiftSku disclaims all liability for any errors, ambiguities or discrepancies in translation. Either party may translate such materials into any other language. All translations will be at the sole cost and expense of the translating party. Ownership of any translated materials shall vest in the party who owned the materials from which the translation was made, and all copyrights in any such translated materials will be assigned by the translating party to the owning party orits designee upon the owning party's request. The translating party will obtain any necessary agreement with any translator that such translation will be the sole property of the owning party or its designee.
- Other Users. Your interactions with other SwiftSku Website users are solely betweenyou and such users. You agree that SwiftSku will not be responsible for any loss or damage incurred as the result of any such interactions. If there is a dispute between you and any SwiftSku Website user, we are under no obligation to become involved.
- Release. You hereby release and forever discharge SwiftSku (and our officers,employees, agents, successors, and assigns) from, and hereby waive and relinquish, each and every past, present and future dispute, claim, controversy, demand, right, obligation, liability, action and cause of action of every kind and nature (including personal injuries, death, and property damage), that has arisen or arises directly or indirectly out of, or that relates directly or indirectly to, the SwiftSku Website (including any interactions with, or act or omission of, other SwiftSku Website users or any Third-Party Links).
IX.PRIVACY NOTICE
- Scope and Purpose. This notice describes how SwiftSku collects, uses
and sharespersonal information. This Privacy Policy applies to any personal information contained in any file or
communication provided to or collected by SwiftSku, whether through the SwiftSku Website, your use of the SwiftSku
Website, or your use of tools which may be incorporated in SwiftSku applications or Services downloaded or
installed separately which have not posted privacy notices.
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Information SwiftSku May Collect and Process. SwiftSku may collect and rocesspersonal information including the following:
- Identity Data. You may give us information about you by filling in
forms on the SwiftSku Website, by corresponding with SwiftSku (for example, via online forums or by email or
chat). This may occur when you download or upload from or to SwiftSku or install or use tools incorporated in
SwiftSku applications or Services.
- Technical Data. SwiftSku automatically logs information about you and
yourcomputer, which may include computer operating system type, browser type, browser language, websites and pages
you visit and view, viewing duration, access times, location and time zone, model numbers, serial numbers, device
names and identification numbers, and information on software and connected devices, and information about your
use and actions on the SwiftSku Website, as well as performance of any SwiftSku Services or Systems and your use
thereof
- Records Data. If you contact SwiftSku, SwiftSku may keep a record of
anycommunications.
- Third Party Data. SwiftSku does collect various information you provide us but we do not share or sell your information with any third parties.
By enrolling SwiftSku may collect information about you from various sources, including connection details (e.g., IP addresses), web technologies (e.g., cookies, web beacons, or log data), mobile devices (e.g., device identifiers), service providers (e.g., web hosting services), analytics tools (e.g., Google Analytics), and third-party applications (e.g., email or chat tools). Additionally, in connection with purchases or subscriptions from SwiftSku, we may gather information related to your creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or lifestyle.
- Cookies. SwiftSku may log information using "cookies". Cookies are
smalldata files stored on your hard drive by a website. SwiftSku may use both sessionCookies (which expire once
you close your web browser) and persistent Cookies(which stay on your computer until you delete them) to provide
you with a morepersonal and interactive experience on the SwiftSku Website. Cookies allow webapplications to
respond to your individual preferences and can be used to tailor operations to your needs, likes and dislikes by
gathering and remembering information about your preferences. SwiftSku may also use traffic log cookies to
identify which pages are being used on the SwiftSku Website for statistical analysis concerning web page traffic
to improve the SwiftSku Website. While most browsers automatically accept cookies, you may be able to modify your
browser setting to decline cookies. However, declining or disabling cookies may prevent you from taking full
advantage of the SwiftSku Website.
- Aggregated Data. SwiftSku may also collect, use and share aggregated data such as
statistical or demographic data for any purpose. Aggregated data may be derived from your personal information but is not considered personal information as this data does not directly or indirectly reveal your identity. For example, we may aggregate your usage data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect aggregated data with your personal information so that it can directly or indirectly identify you, we treat the combined data as personal information which will be used in accordance with this notice.
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Use of Information. As permitted by law, SwiftSku may use your information as follows:
- To operate, maintain and improve the SwiftSku Website, products and services;
- To perform an agreement with you or for SwiftSku’s legitimate interests;
- To respond to comments and questions and provide customer service;
- To send information including confirmations, invoices, technical notices, updates, security alerts and support and administrative messages;
- To send promotional communications regarding products, services, offers, events, and other news about products and services offered by us and Third Parties;
- To reconstruct hardware configurations or replicate situations in order to resolve problems, or to improve or otherwise modify our products and services;
- To link or combine user information with other personal information;
- To protect, investigate and deter against fraudulent, unauthorized or illegal activity; and,
- To provide and deliver products and services upon customer or user requests.
SwiftSku will only use your personal information for the purposes for which SwiftSku collected it, unless SwiftSku reasonably considers that SwiftSku needs to use it for another reason and that reason is compatible with the original purpose. SwiftSku reserves the right to use your personal data for unrelated purposes with notice to you. Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.
- Sharing and Disclosure of Information. SwiftSku may share or disclose information it collects or you provide to SwiftSku to any and all vendors, processors, suppliers, partners, agents, affiliates, contractors or subcontractors of SwiftSku, or any other entities or third parties which SwiftSku in its absolute discretion deems necessary or convenient to the security, efficiency, effectiveness, maintenance, delivery, development or deployment of the System or Services (“Third Parties”). SwiftSku will not sell, distribute or lease your information to other parties which are not Third Parties as defined here unless 1) SwiftSku has your consent to do so, as where you permit SwiftSku to share information with others for marketing as subject to their privacy policies, 2) SwiftSku or substantially all of its assets are acquired by a third party, whether by merger, financing, acquisition, or bankruptcy transaction or proceeding, in which case data held by SwiftSku about its Customers and Users will be transferred to the acquiring party; 3) to protect the rights and property of SwiftSku or Third Parties, including enforcement of agreements, policies and terms of use; 4) SwiftSku is under a duty to disclose or share your information in order to comply with a legal or regulatory obligations, requests or processes; or, 5) in an emergency to protect the safety of our employees and agents, customers, or any person. SwiftSku may also share aggregated and/or anonymized data with others for their own uses.
- Retention of Information. SwiftSku will only retain your information for as long as necessary to fulfil the purposes SwiftSku collected it for. In some circumstances we may anonymize your personal data (so that it can no longer be associated with you) for research or statistical purposes in which case we may use this information indefinitely without further notice to you.
- Links to Other Websites. Our web site may contain links to other web sites not operated by SwiftSku. Such sites are not governed by this notice and SwiftSku is not responsible for the protection and privacy of any information which you provide in visiting such sites.
- Your Legal Rights; Information Choices and Changes. Under certain circumstances, you may have rights under the law related to information SwiftSku collects from you or that you provided to SwiftSku. Such rights may include rights to request corrections or updates to such information, or withdraw your consent or authorization for processing or sharing such information (although we may still process it where we have an independent basis for doing so). You may opt-out of SwiftSku marketing emails, but SwiftSku may still send non-marketing emails such as emails about your accounts and business dealings with SwiftSku. These rights can be exercised by contacting us at the address provided below. SwiftSku reserves the right to charge a reasonable fee if your request is unfounded, unreasonable, repetitive or excessive; alternatively, SwiftSku may refuse to comply with your request in such circumstances. SwiftSku may need to request specific information from you to confirm your identity, ensure the exercise of any rights you may have, or to facilitate a response to your request. While most browsers automatically accept cookies, you may be able to modify your browser setting to decline cookies. However, declining or disabling cookies may prevent you from taking full advantage of the SwiftSku Website.
- Changes to This Privacy Notice. SwiftSku may change this notice from time to time by updating this page and its version/update information. Any changes SwiftSku makes to this notice will be posted on this page.
X.DISCLAIMERS.
THE SITE IS PROVIDED ON AN "AS-IS" AND "AS AVAILABLE" BASIS. We reserve theright to modify, suspend, or discontinue the SwiftSku Website, any and all content within the SwiftSku Website, and any service offered through the SwiftSku Website at any time without notice. SwiftSku assumes no responsibility to you for, and shall not be liable to you or to any third party for, any modification, suspension, or discontinuation of the SwiftSku Website or any part therof. You acknowledge and agree that SwiftSku will have no obligation to provide you with any support or maintenance in connection with the SwiftSku Website. The SwiftSku Website may betemporarily unavailable from time to time for maintenance or other reasons. We may discontinue the SwiftSku Website or any goods or services available through the Services at any time and for any reason. We are not responsible for any problems or technical malfunction of any telephone or cable network or lines, servers or providers, computer equipment, software, failure of email, or technical problems or traffic congestion on the Internet or on or through the SwiftSku Website, including injury or damage to Users or to any other person’s devices related to or resulting from use of the SwiftSku Website. Under no circumstances will we be responsible for any loss or damage, including any loss or damage to any user data, financial damages, lost profits, loss of business, or personal injury or death, resulting from anyone’s use of the SwiftSku Website. YOU AGREE THAT YOUR USE OF THE SWIFTSKU WEBSITE IS AT YOUR OWN RISK, and that we EXPRESSLY DISCLAIM ALL WARRANTIES, TERMS AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, NONINFRINGEMENT OF THIRD PARTY RIGHTS AND SATISFACTORY QUALITY, TO THE EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION. SWIFTSKU MAKES NO WARRANTY THAT THE SWIFTSKU WEBSITE WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE. IF APPLICABLE LAW REQUIRES ANY WARRANTIES WITH RESPECT TO THE SITE, ALL SUCH WARRANTIES ARE LIMITED IN DURATION TO NINETY (90) DAYS FROM THE DATE OF FIRST USE.
XII. DISPUTE RESOLUTION; LAW AND JURISDICTION; ARBITRATION
- Arbitration Agreement; Mandatory Binding Arbitration. This Agreement and allclaims arising out of or related to these Terms or the SwiftSku Website excluding claims for injunctive relief shall be resolved by binding arbitration on an individual basis under the terms of this Arbitration Agreement. Unless otherwise agreed to, all arbitration proceedings shall be held in English. This Arbitration Agreement applies to Customer, its Authorized Users, and SwiftSku, and to any subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of services or goods provided under the Terms.
- Notice Requirement and Informal Dispute Resolution. Before either party may seekarbitration, the party must first send to the other party a written Notice of Dispute("Notice") describing the nature and basis of the claim or dispute, and the requested relief to SwiftSku at the physical address provided herein. After the Notice is received, Customer and SwiftSku may attempt to resolve the claim or dispute informally. If Customer and SwiftSku do not resolve the claim or dispute within thirty (30) days after the Notice is received, either party may begin an arbitration proceeding. The amount of any settlement offer made by any party may not be disclosed to the arbitrator until after the arbitrator has determined the amount of the award, if any, to which either party is entitled.
- Governing Law and Jurisdiction. Arbitration will be governed solely by federalarbitration law, the Federal Arbitration Act, and/or the laws of the State of Alabamawithout regard to conflict of laws provisions or the 1980 United Nations Convention on Contracts for the International Sale of Goods. The parties agree that any dispute arising under this Agreement shall be determined and settled by arbitration in Birmingham, Alabama in accordance with the rules of the American Arbitration Association (“AAA"). With respect to any claim or dispute arising out of or related to this Agreement, each party hereby waives any right it may have to (a) litigate in court, (b) receive a jury trial and (c) to participate in any class or collective action (whether in litigation or arbitration) against the other party. Any award rendered by the arbitrator will be final and binding on the parties and judgement thereon may be entered in any court of competent jurisdiction. Nothing in this Section shall prevent either party from applying to a court of competent jurisdiction for equitable or injunctive relief. Arbitration will be conducted by one arbitrator that the parties mutually agree upon, or, if the parties are unable to agree to on a single arbitrator, three arbitrators consisting of one arbitrator chosen by each party and a third chosen by the two arbitrators selected by the parties. Each party shall bear its owncosts with respect to any arbitration.
- Waiver of Jury Trial. THE PARTIES HEREBY WAIVE THEIR CONSTITUTIONALAND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONTOF A JUDGE OR A JURY, instead electing that all claims and disputes shall be resolved by arbitration under this Arbitration Agreement. Arbitration procedures are typically more limited, more efficient and less costly than rules applicable in a court and are subject to very limited review by a court. In the event any litigation should arise between Customer and SwiftSku in any state or federal court in a suit to vacate or enforce an arbitration award or otherwise, CUSTOMER AND SWIFTSKU WAIVE ALL RIGHTS TO A JURY TRIAL, instead electing that the dispute be resolved by a judge.
- Class Action Waiver. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS, AND CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER
XIII. INDEMNIFICATION.
To the maximum extent permitted by law, you agree to indemnify and hold SwiftSku (and its affiliates, directors, contractors, partners, officers, employees, and agents) harmless from and against any loss, liability, claim, demand, damages, costs (including attorneys’ fees) and expenses arising out of (a) your use of the SwiftSku Website, (b) your violation of these Terms, (c) your violation of applicable laws or regulations, or (d) assertions or allegations by any third party involving the same.SwiftSku reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of SwiftSku. SwiftSku will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.
XIV. TERM AND TERMINATION.
Subject to this Section, these Terms will remain in full force and effect throughout the duration of your usage of the SwiftSku Website. SwiftSku may terminate or disable your access to the SwiftSku Website (including your Account) at any time with or without cause, or for any reason in SwiftSku’s sole discretion, including a belief that you have violated or acted inconsistently with these Terms. Upon termination of your rights under these Terms, your Account and right to accessand use the SwiftSku Website will terminate immediately. SwiftSku will not have any liability whatsoever to you for any termination of your rights under these Terms, including for termination of your Account.
XV. GENERAL
- Export. The SwiftSku Website may be subject to U.S. export control laws and maybe subject to export or import regulations in other countries. You agree not to export, reexport, or transfer, directly or indirectly, any U.S. technical data acquired from SwiftSku, or any products utilizing such data, in violation of the United States export laws or regulations.
- Entire Terms. These Terms constitute the entire agreement between you and usregarding the use of the SwiftSku Website. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. The word "including" means "including without limitation". If any provision of these Terms is, for any reason, held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law. Your relationship to SwiftSku is that of an independent contractor, and neither party is an agent or partner of the other. These Terms, and your rights and obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without SwiftSku's prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation ofthe foregoing will be null and void. SwiftSku may freely assign these Terms. The terms and conditions set forth in these Terms shall be binding upon assignees.
- Contact. Written notice to SwiftSku may be provided to legal@swiftsku.com, together with questions, comments and requests regarding the privacy notice.
- Waiver of Jury Trial. THE PARTIES HEREBY WAIVE THEIR CONSTITUTIONALAND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONTOF A JUDGE OR A JURY, instead electing that all claims and disputes shall be resolved by arbitration under this Arbitration Agreement. Arbitration procedures are typically more limited, more efficient and less costly than rules applicable in a court and are subject to very limited review by a court. In the event any litigation should arise between Customer and SwiftSku in any state or federal court in a suit to vacate or enforce an arbitration award or otherwise, CUSTOMER AND SWIFTSKU WAIVE ALL RIGHTS TO A JURY TRIAL, instead electing that the dispute be resolved by a judge.
- Survival. The following Sections survive the termination of these Terms, includingany other provisions hereof that survive in accordance with their terms: Consent toElectronic Communications; Intellectual Property; Third Party Links, Translations, Other Users, and Release; Disclaimers; Limitation of Liability; Dispute Resolution, Law and Jurisdiction, Arbitration; and Indemnification.